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Eagle Insurance Agency


If you have basic coverage such as home, auto, or boat insurance, there is a good chance that you have heard about umbrella insurance. When you already have these existing policies, you may assume there is no point in getting additional coverage. Unlike your primary policies, umbrella insurance is designed to protect you in cases where you have exceeded your primary policy. Below are some of the items covered under the policy.

Bodily Injury Liability

If you cause an accident with your car and the resulting expenses exceed your primary policy, umbrella insurance will kick in and cover those additional expenses. This also applies to situations where a guest visits you and gets injured, leading to significant hospital bills. When you exceed your home liability limits, umbrella coverage will help pay for the extra expenses.

Property Damage liability

Like bodily injury liability, if you are responsible for significant damage to other people's property, your basic policy will only cover up to a certain amount. If you have umbrella insurance, it will pay for the additional expenses.

You can secure your finances and assets by taking the necessary measures to get umbrella insurance. We can walk you through the benefits of this policy and show you why it is worth it. Give us a call today.

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